MTD Guides for Sole Traders

Making Tax Digital, in plain English. No jargon, no scare tactics, no £20/month upsells.

✅ MTD Deadline Checker

Enter your income, get your personalised deadlines. Free, 30 seconds.

Check now →

✅ Do you need to sign up for MTD?

The £50,000 rule, gross vs profit, and what HMRC's auto-enrolment letters mean.

Check the rule →

📅 Every MTD deadline for 2026/27

Quarterly update dates, the 7 November cutoff, what happens if you're late, and when the final declaration is due.

Read the deadlines guide →

💰 Cheap MTD software: what actually costs less

The free submitters for 2026/27, the spreadsheet-plus-bridging-tool setup, and the full apps compared on price.

Compare the options →

📊 Can you use a spreadsheet for MTD?

Yes for records, no for submission — unless you connect them properly. The digital link rules explained.

Read the rules →

Every HMRC expense category, explained

What you can claim, what HMRC disallows, and the traps in each category.

Cost of sales Advertising & entertainment Bad debts Car, van and travel Use of home Wages and salaries Pension contributions National Insurance Rent, rates, power, insurance Repairs and renewals Accountancy & professional fees Phone, email and internet Computer software Bank and card charges Interest Hire purchase and leasing Depreciation Other operating expenses What counts as income vs expenses Record-keeping rules per transaction

🧮 The spreadsheets themselves

MTD Sole Trader Tracker, Landlord Tracker, and trade-specific bookkeeping sheets. From £8.99 in the current sale.

Visit the Etsy shop →

⬇ Prefer instant download without a marketplace?

The same spreadsheets on Gumroad: Sole Trader Tracker £12, Landlord £12, Bookkeeping £9, or the full bundle at £18.

Browse on Gumroad →

Landlord guides

Making Tax Digital for property businesses: the £50,000 rule, expenses after Section 24, and how quarterly updates work for rent.

Do landlords need MTD? Landlord expenses after Section 24 Landlord quarterly updates Rent a Room & MTD Furnished holiday lettings changes

CIS guides (construction)

The Construction Industry Scheme for subcontractors: deductions, monthly statements, refunds, and how MTD stacks on top.

CIS explained: 20% and 30% deductions Monthly statements from HMRC Why most subcontractors get a refund CIS and Making Tax Digital